For Private Credit, Hard-Money & Bridge Lenders

Place capital where the borrower needs it now, not after the broker auction.

Warewink instruments the capex, refinance, and distress signals that precede a funding decision, routes qualified deals into your origination team, and only shares upside on loans you fund.

Deals served
$5M to $50M+ loans
Attribution basis
Funded loan + signal ID
Economics
Paid on funded originations

In one sentenceWarewink helps private credit, hard-money, and bridge lenders source funded loans using signal-based outreach. We instrument the capex, refinance, and distress signals that precede a funding decision, then only get paid on documented funded loans.

Who this is for

Built for private credit teams with real deal economics.

Each motion starts with the exact operators, handoffs, and closing events that matter in your market.

Bridge and hard-money lenders

Originators funding time-sensitive real estate, construction, and rescue capital where speed and structure win.

Private credit funds

Teams sourcing direct lending, asset-backed, and sponsor finance opportunities outside crowded broker channels.

Loan originators

Producers who need fundable borrowers, not stale broker packages passed to every lender.

ICP fit

Where private credit operators use Warewink.

The page is scoped to firms with a specific closing event, clear economics, and a team ready to act on routed signals.

Minimum economics

$5M to $50M+ per loan

The model is built for categories where one documented closing can change the year.

Closing event

Funded loan with recorded mortgage or executed security agreement, tied to a Warewink-originated signal logged in your CRM.

Revenue share only applies when this event ties back to a Warewink signal in your CRM.

Not a fit

Low-value, high-volume motions outside private credit.

If a static contact list, junior SDR sequence, or generic ad campaign can solve the problem, Warewink is the wrong tool.

Deal Economics

We understand your deal economics.

Our model is tuned to the size, structure, and cycle of how you actually transact.

Deal size
$5M to $50M+ per loan
Fee structure
Origination fees and points typically 1% to 3% of loan amount, plus margin
Cycle
14 to 120 days from signal to funding
Signals

The signals we track for private credit.

A specific, instrumented view of the events that precede a transaction in your market.

Capex and expansion announcements

Permit filings, facility expansions, and earnings commentary that imply imminent capital needs.

Refinance windows

Maturing bank, agency, and private debt inside an actionable refinance horizon.

Sponsor recap patterns

Repeat borrowers entering predictable refi or recapitalization cycles.

Distressed equity markers

Forbearance, lender amendments, and covenant breaches that open bridge or rescue capital conversations.

Construction draw activity

Permit and inspection milestones that telegraph mezzanine or bridge demand.

Bank credit policy contractions

Pullbacks that surface bankable borrowers needing alternative capital.

Property tax and lien events

Operational stress that benefits from short-term capital.

Broker-submission cross-checks

Verification layer that filters thin or widely-shopped deals before they reach your underwriters.

Signal map

Trigger, source, confidence, and action.

Every routed opportunity carries the operating context your team needs before it reaches the CRM.

Trigger

Capex and expansion announcements

Permit filings, facility expansions, and earnings commentary that imply imminent capital needs.

Source surface

Refinance windows

Maturing loans, rate resets, covenant stress, bank pullback, and sponsor recap cycles.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and signal timestamp predating borrower contact.

Routed action

Signal pod

Pre-underwrites sponsor, collateral, trigger, likely ask, and exit path.

Trigger

Refinance windows

Maturing bank, agency, and private debt inside an actionable refinance horizon.

Source surface

Collateral events

Permit milestones, construction draw stalls, tax liens, operating deterioration, and appraisal changes.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and crm lead source set to warewink with signal id.

Routed action

Originator

Receives structure notes, borrower contact path, and signal source.

Trigger

Sponsor recap patterns

Repeat borrowers entering predictable refi or recapitalization cycles.

Source surface

Borrower behavior

Repeat sponsor activity, entity filings, acquisition cadence, and prior loan relationships.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and funded loan documentation, recorded security, and origination fee record.

Routed action

Underwriting

Gets early risk flags before term-sheet time is wasted.

Trigger

Distressed equity markers

Forbearance, lender amendments, and covenant breaches that open bridge or rescue capital conversations.

Source surface

Credit fit

LTV, DSCR, geography, asset type, duration, exit path, and borrower track record.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and signal timestamp predating borrower contact.

Routed action

Finance

Matches funded loan, origination points, and fees to the original signal.

Trigger

Construction draw activity

Permit and inspection milestones that telegraph mezzanine or bridge demand.

Source surface

Refinance windows

Maturing loans, rate resets, covenant stress, bank pullback, and sponsor recap cycles.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and crm lead source set to warewink with signal id.

Routed action

Signal pod

Pre-underwrites sponsor, collateral, trigger, likely ask, and exit path.

Trigger

Bank credit policy contractions

Pullbacks that surface bankable borrowers needing alternative capital.

Source surface

Collateral events

Permit milestones, construction draw stalls, tax liens, operating deterioration, and appraisal changes.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and funded loan documentation, recorded security, and origination fee record.

Routed action

Originator

Receives structure notes, borrower contact path, and signal source.

Trigger

Property tax and lien events

Operational stress that benefits from short-term capital.

Source surface

Borrower behavior

Repeat sponsor activity, entity filings, acquisition cadence, and prior loan relationships.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and signal timestamp predating borrower contact.

Routed action

Underwriting

Gets early risk flags before term-sheet time is wasted.

Trigger

Broker-submission cross-checks

Verification layer that filters thin or widely-shopped deals before they reach your underwriters.

Source surface

Credit fit

LTV, DSCR, geography, asset type, duration, exit path, and borrower track record.

Confidence logic

Route only after match

Requires source provenance, entity resolution, and crm lead source set to warewink with signal id.

Routed action

Finance

Matches funded loan, origination points, and fees to the original signal.

Data surfaces

Where the signal actually comes from.

Not generic intent data. The source surfaces are specific to the closing event in this industry.

Surface

Refinance windows

Maturing loans, rate resets, covenant stress, bank pullback, and sponsor recap cycles.

Surface

Collateral events

Permit milestones, construction draw stalls, tax liens, operating deterioration, and appraisal changes.

Surface

Borrower behavior

Repeat sponsor activity, entity filings, acquisition cadence, and prior loan relationships.

Surface

Credit fit

LTV, DSCR, geography, asset type, duration, exit path, and borrower track record.

How it works

How Warewink works for private credit.

A signal-driven pipeline instrumented to your deal economics. Motion tuned to your specific closing event.

  1. 01
    Refinance or distress signal detected

    Debt maturities, forbearance filings, and capex triggers across your product markets.

  2. 02
    Borrower resolved and pre-underwritten

    Sponsor history, collateral, and structural fit surfaced with the signal.

  3. 03
    Qualified against your credit box

    LTV, DSCR, geography, and structure filters applied before routing.

  4. 04
    Routed into nCino, Encompass, or Salesforce

    Underwriting-ready brief with signal ID stamped at lead creation.

  5. 05
    Originator engages the borrower

    Structure and points framed against the specific trigger, not a generic term sheet.

  6. 06
    Term sheet signed, loan funds

    Diligence completes, security records, funds wire.

  7. 07
    Origination fee settles, share paid

    5% of origination fees and points on platform-sourced funded loans within 30 days.

Operating workflow

How it lands inside your team.

Warewink is not a report dropped in Slack. Each signal is routed to the team, system, and proof path that can turn it into revenue.

Handoff 01

Signal pod

Borrower ledger

Pre-underwrites sponsor, collateral, trigger, likely ask, and exit path.

Handoff 02

Originator

nCino, Encompass, Salesforce

Receives structure notes, borrower contact path, and signal source.

Handoff 03

Underwriting

Credit workflow

Gets early risk flags before term-sheet time is wasted.

Handoff 04

Finance

Attribution dashboard

Matches funded loan, origination points, and fees to the original signal.

Use cases

Concrete scenarios in your world.

Realistic trigger, signal, action, and outcome. All numbers labeled as illustrative scenarios.

Case 01

Bank pullback on a bridge situation

Trigger

A borrower's regional bank declines a $12M bridge on a value-add multifamily project.

What we surface

Sponsor history, collateral basis, and exit-refi runway.

Your team's action

Your originator quotes structure and points inside 72 hours.

Illustrative outcome

Illustrative scenario: funded bridge with clean exit.

Case 02

Construction draw stall

Trigger

Draw milestones stall on a $30M ground-up project with cost overruns.

What we surface

Project status, sponsor equity, and mezzanine gap.

Your team's action

Your team quotes rescue mezz before the senior lender defaults.

Illustrative outcome

Illustrative scenario: funded mezz preserves the project.

Case 03

Repeat sponsor refi window

Trigger

A sponsor who has borrowed from you twice enters a predictable refi cycle on a stabilized asset.

What we surface

Prior loan history, current cap stack, and refi runway.

Your team's action

Your team leads the refi conversation before brokers shop the deal.

Illustrative outcome

Illustrative scenario: repeat funded loan at retained margin.

Case 04

Tax lien plus refinance gap

Trigger

A real estate sponsor has a tax lien, stabilized collateral, and a maturing bank loan that no longer fits bank policy.

What we surface

Lien amount, collateral basis, sponsor history, payoff need, and exit refinance path.

Your team's action

Originator quotes bridge structure before the file gets shopped to every debt broker.

Illustrative outcome

Illustrative scenario: funded short-duration loan with documented origination attribution.

Benefits

Outcomes that move your deal economics.

Tied to how you get paid, not to activity metrics.

B01

Underwriter time on real deals

No more grinding through broker chum to find a fundable file.

B02

Repeat-borrower lock-in

First call on repeat refi and expansion capital cycles.

B03

Faster-to-quote on distress

Trigger context arrives with the deal, so structure conversations start immediately.

B04

Attribution ready for finance

Signal ID and funded loan reconcile in your LOS, defensible on audit.

B05

Product or geo exclusivity

Segment your borrower flow so your team is not competing against itself.

Attribution

How attribution works for you.

Low volume is the point. When one closing is worth millions, attribution beats activity.

Documented closing event

Funded loan with recorded mortgage or executed security agreement, tied to a Warewink-originated signal logged in your CRM.

Proof artifacts
  • Signal timestamp predating borrower contact
  • CRM lead source set to Warewink with signal ID
  • Funded loan documentation, recorded security, and origination fee record
Share terms

5% of origination fees and points on platform-sourced funded loans, payable within 30 days of funding.

We do not chase volume metrics. If a deal closes without a Warewink-originated signal, it is excluded from revenue share. That is how attribution should work when one transaction moves your year.
Read the Attribution Methodology
Implementation

Configured to your market before a single signal routes.

The first weeks are spent encoding fit, exclusions, routing, and proof so the page promise becomes an operating system.

01

Credit box

Loan size, LTV, DSCR, collateral, geography, duration, and sponsor exclusions are encoded.

02

Speed rules

High-urgency bridge and rescue situations route with enough context for a 72-hour quote.

03

Attribution

Funded note, recorded security, and origination fee record connect to Warewink lead source.

ROI Math

The ROI math, in your numbers.

A worked example. The platform fee becomes a rounding error against a single closing.

Illustrative scenario

Six platform-sourced funded loans per year, $15M average, 2% origination plus points.

Inputs
Annual platform fee
~$72K
Funded loans per year
6
Avg loan size
$15M
Avg origination + points
$300K
Outcome
Total origination revenue
$1.8M
Warewink 5% share
$90K
Your net origination revenue
$1.71M+
Platform fee paid back
First funded loan
Takeaway

Your underwriters spend time on real deals, and the program pays for itself on the first closing.

What You Get

What you get.

A working revenue intelligence system, instrumented to your market and routed into your workflow.

01

Signal monitoring

Your asset classes, geographies, and loan sizes instrumented across borrower, collateral, and timing signals.

02

Qualified opportunity routing

Underwriting-ready briefs with borrower, collateral, structure, and timing context.

03

CRM integration

Native sync with Salesforce, nCino, Encompass, and major loan-origination systems, with signal ID at lead creation.

04

Attribution dashboard

Signal to funded loan reconciliation, audit-ready for your finance team.

05

Dedicated pod

A named analyst, ops lead, and account principal aligned to your product and geography.

Free snapshot

Get your origination signal snapshot

A tailored list of refinance windows and distress signals inside your credit box, product, and geography.

  • Sent within one business day
  • Sourced from primary records and verified feeds
  • No pitch deck, no list resale
Requesting · Origination Signal Snapshot

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Resources

Resources for Private Credit.

Insights, playbooks, and signal reports tailored to your niche.

Ebooks and tools

Downloadable assets for private credit teams.

Blog

Attribution done right: how to share revenue without disputes

A framework for revenue-share attribution across long-cycle funded transactions.

Available in insights
Ebook

Private Credit Signal Origination Guide

How lenders find borrower demand before deals become broker chum.

Checklist

Funded Loan Attribution Checklist

Proof artifacts needed to connect a signal-sourced borrower to funded origination revenue.

Gated Resource

Download the Origination Signal Report.

A guide to sourcing funded loans from refinance pressure, collateral events, and repeat borrower timing.

  • Refi window scoring model
  • Borrower pre-underwriting brief
  • Broker-submission filter
  • Funded-loan attribution template
Firm-scoped, MNDA available on request.
Requesting · Origination Signal Report

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Proof

Proof, in your language.

An illustrative scenario from a comparable operator. Named case studies coming soon.

Deals reach us with the situation already framed. Our underwriters stopped grinding through broker chum and started funding more loans.
Head of Originations, private credit fund
Illustrative scenario based on a comparable lender. Named case studies coming soon.
Questions

Objections we hear, answered.

The honest version. We would rather have this conversation now than three months in.

Get Started

See what your private credit market is signaling.

A no-cost assessment, scoped to your firm. You walk away with a signal map of your market, even if we never work together.